Commercial Insurance & Bonds for Contractors
Bonded. Covered. Ready to grow. Get construction insurance that understands your contracts, your deadlines, and your risk profile.
Coverage Options Include
Builder's Risk
Covers marterials and equipment during construction in case of fire, theft, or vandalism.
Wrap-Up Liability
One policy that protects all contractors and subcontractors on a project site.
Surety Bonds
Secure performance and payment guarantees so you can win contracts and build trust.
Environmental Liability
Protects against unexpected pollution, spills, or site contamination claims.
Get a Quote That Covers Your Risk – Not Just Your Assets
No Project Too Big Or Too Small
We help new and established contractors across Canada secure the right commercial coverage — fast. Whether you’re quoting your first job or renewing a complex project, our brokers know construction inside out.
Licensed Broker
Specializing in Construction Insurance
Who We Help
From startups looking for their first bond to seasoned contractors quoting all projects — we tailor every policy to match your contract terms, scope, and risk.
Our Clients Include:
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General contractors bidding on public infrastructure or private commercial jobs
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Subcontractors needing wrap-up liability on large construction sites
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Owner-operators building their first warehouse, retail unit, or mixed-use project
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Developers launching commercial, industrial, or institutional builds
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Trade professionals scaling up their teams or projects (electrical, HVAC, plumbing)
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New businesses entering construction with no prior coverage or bonding
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Contractors expanding into new territories across Canada
Call For a Quote:
647-221-1212
Have Coverage Questions?
We offer contract review, risk assessments, and policy recommendations for general contractors and subtrades. Let us show you what’s missing in your current coverage.
Do I need bonding if I'm a new contractor?
Yes — especially if you’re bidding on public or large commercial jobs. Surety bonds show you’re serious, financially responsible, and able to complete the work. Even if you’re just starting out, we can guide you through the bonding process and help you qualify based on your experience, credit, and project type.
What’s the difference between Builder’s Risk and Wrap-Up?
Builder’s Risk covers damage to the physical project itself — materials, tools, and structures under construction.
Wrap-Up Liability covers legal and injury claims, protecting all parties on site (contractors, subs, and project owners) under one policy. Think of Builder’s Risk as property coverage and Wrap-Up as site-wide liability.
Can I get insured without prior experience?
Yes — we work with many startups and new contractors. While experience helps, insurers also look at your business plan, prior trade work, and risk profile. We specialize in helping first-time applicants secure coverage and bonding to launch with confidence.
Client Testimonials
“I’ve worked with Ian for many years and have always been impressed by his diligence, efficiency, and results. He understands the fast-changing insurance landscape and consistently brings smart risk management solutions to the table. Ian is organized, detail-oriented, and a true professional — I strongly recommend him.”
“I am writing this letter, as a recommendation of Ian, as well to thank you for all of the hard work you have done for us. I was very impressed with your knowledge and tenacity and there was no comparison to the actual service, support, and cost savings we received from you.
I offer this letter of recommendation to you personally, to share with anyone you may work with presently or in the future. I invite you to have any future business associates contact me directly to discuss my experience. “
“Ian is an invaluable asset for any contractor. He consistently advocates for the most competitive rates without cutting corners on coverage. His integrity and deep industry knowledge give us real peace of mind, especially when it comes to proactive risk management. If you want fair pricing and exceptional support, Ian is the guy to call.”